Entries by Frank Knaack

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Predatory Lending and the Alabama Legislature

by Dana Sweeney, Organizer There are more payday lenders and title loan stores in Alabama than hospitals, high schools, movie theaters, and county courthouses combined. Payday lending by itself is a massive industry that harms hundreds of thousands of Alabama borrowers and their families each year.   Each year, the payday lending industry leeches more […]

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Victory for Tenants’ Rights

By Phillip Ensler, Policy Counsel Low-income tenants throughout Alabama will enjoy greater access to justice due to the Alabama Court of Civil Appeal’s ruling last week in Morrow v. Pake. In a decision that will affect thousands of tenants, the court reversed the Tuscaloosa Circuit Court, and ruled that tenants who are evicted have a right under […]

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Alabama Appleseed Commends Senate Vote to Ban the Box on State Employment Applications

Alabama Appleseed today applauded the Alabama Senate’s vote to “ban the box” (SB198) on state employment applications. Banning the box would lead to greater opportunities for people with a criminal history as they re-enter their communities and the workforce. “Banning the box better ensures that Alabamians seeking state employment are judged on their merit, not […]

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Alabama Deserves a Vote on Predatory Lending Reform

by Dana Sweeney, Organizer For years, there has been widespread, bipartisan agreement that we must reel in predatory payday lenders in Alabama. According to data collected by the State Banking Department, about 215,000 Alabamians took out 1.8 million payday loans between October 2016 and September 2017, averaging more than eight loans per customer. Even though […]

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Alabama Appleseed Applauds Vote to End Civil Asset Forfeiture

Today the Alabama Senate Judiciary Committee voted to advance SB 213 (Senator Orr), which would end civil asset forfeiture in Alabama. “Civil asset forfeiture allows the government to take and keep your cash, your car, or your house – even if you are never charged with a crime,” said Frank Knaack, executive director of Alabama […]

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Challenging Alabama’s Racial Wealth Divide

by Frank Knaack, Executive Director The staggering racial disparities in Alabama’s criminal justice system mean people of color are more likely to incur criminal justice debt and face counterproductive hurdles to reentry. People of color are also far more likely to encounter predatory lenders, whose loan products can legally reach 456% APR. Together, these systems help drive […]